Can anybody tell me how I am covered for insurance at my condo?
I hear it every day, it is a fair question, but no one seems to be able to answer the question.
You ask your unit owner policy agent, and they say ” it depends on the master policy, or check your by-laws”
You check with the master policy insurer and they say check with your unit owner insurer, or check the by-laws.
You either check the by-laws, at which time, you are more confused, or you give up and cross your fingers like most people, and hope for the best.
This stinks, it was like when you were a kid and you wanted to take the car and dad says ask your mother, and mom says ask your dad, and when you go back, they both say whatever, if mom has no objections, or ok if dad says so. Then you get in an accident and they both blame each other. They each say, you always give in to him, you can’t ever say no, or give him a straight answer.
Sounds familiar right? Same thing with your condo unit owner insurance. you get the run around, you never get a straight answer, and everybody is to blame when there is a accident or loss.
Make sure that the professionals that you hire and get paid give you the straight answers. It is the least they can do.