If you are looking for a quick look to see what flood zone and your chances of flooding are, go to this free website.
Everybody is in a flood zone and most anybody should be able to get flood insurance and almost everybody should get flood insurance.
If you see that you are in a 1% chance of being flooded zone, the inclination is to take the chance. It may sound like a good bet, but it isn’t
Check with your agent and the NFIP for more information