7 things not covered by a condominium flood policy

Flood does not cover it all.

7 things that are not covered by condominium flood policy:

  1. Limited coverage in basements, crawl spaces and property below the grade floor ( even if it is an elevated walk out basement)
  2. Damage caused by moisture, mildew, or mold that could have been avoided by the property owner
  3. Money, metals,and valuable papers
  4. Property and belongings outside the condominium building like trees,bushes,wells, septic system,fences,seawalls,hot tubs and swimming pools.
  5. Living expenses if you have to move out after the loss
  6. financial loss
  7. vehicles like cars and rv’s and their parts
  8. Bar Bill

flood damaged condominium






Know your policy insuring agreements, exclusions and terms.

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